Using UPI with *99#

I don’t have a Google account, so I don’t have access to Playstore, so I cannot install payment apps in my pseudo privacy focused android phone.

I got to know about *99# I think it is called UPI123PAY. Read more here.

Step 1:

If you have a Jio phone number this might not work.

Dail *99#

Step 2:

Selecting your language

Step 3:

Now you have to enter first 4 characters of your bank’s IFSC code. This is to know which bank you’re having.

Step 4:

Step 5:

Step 6:

Now you can use your UPI without an app.

Yay! Now you can send money, this is little bit length than tapping over some icons but it is okay and okay is Good.